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NeoBank: Real-Time Payments at Scale

NeoBank

NeoBank: Real-Time Payments at Scale
10K+ TPS
Throughput
<50ms
p99 Latency
First pass
PCI Audit

The Challenge

NeoBank needed a real-time payment processing engine to support instant transfers, but existing solutions could not meet latency and compliance requirements.

The Solution

Built an event-driven payments platform using Kafka Streams, gRPC, and distributed state management. Implemented PCI-DSS compliance from day one.

The Results

Processing 10K+ transactions per second with p99 latency under 50ms. Passed PCI-DSS Level 1 audit on first attempt.

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